Hey there! I have called Punta Cana home for over 13 years and at this point consider myself Dominican. Living here, I’ve answered countless questions from travelers about money, tipping, and payments. So, consider this your insider’s guide to navigating currency in Punta Cana, so you can fully enjoy this paradise without money worries!
What is the Currency in Punta Cana, Dominican Republic?
The official currency of Punta Cana—and the entire Dominican Republic—is the Dominican Peso (DOP). You’ll see prices listed in pesos, but U.S. dollars (USD) are widely accepted, especially at hotels, resorts, and in major tourist areas. While USD works for many big purchases, knowing when and where to use pesos is still helpful.
Can You Use U.S. Dollars in the Dominican Republic?
Yes, most tourist spots around Punta Cana accept U.S. dollars. For day-to-day activities or local markets, however, Dominican Pesos (DOP) might be more practical and save you money. Vendors can set their own exchange rates, which vary, so keeping an eye on the current rate on XE.com.
Should You Bring Dominican Pesos or Stick to USD?
For most visitors, a mix of both currencies works best:
- USD for Resorts and Tours: In hotels, casinos, and for booking excursions, U.S. dollars are convenient. Many places list prices in both pesos and dollars, making USD an easy option for big-ticket items, including a photo session on the beach or a wedding shoot.
- Pesos for Local Shopping: If you’re visiting local markets or restaurants, pesos can be advantageous. Using them helps you avoid exchange rate inconsistencies and makes transactions easier for locals.
Paying for Excursions
Most excursions around Punta Cana accept both pesos and U.S. dollars, although they often list prices in USD. Paying in dollars keeps things straightforward with tour operators, who may expect it. If you’re booking a snorkeling trip, horseback riding tour, or a beach photo session with a Punta Cana photographer (like us!), you’ll likely find that USD is the preferred currency.
Booking excursions through reputable vendors is also ideal, as they accept both cash and credit cards and can offer reliable exchange rates if you need to convert.
Where to Exchange Money in Punta Cana
Here are some reliable ways to exchange currency in Punta Cana:
- Airports: Airport kiosks are convenient but often have higher fees and lower rates.
- Banks and ATMs: Major banks and ATMs across Punta Cana, like Banco Popular and Banreservas, are good options. ATMs allow you to withdraw pesos directly from your account, usually with a small fee. This option provides a favorable rate.
- Hotels and Resorts: Many hotels offer currency exchange services, though rates might vary. Resorts are convenient but may not be ideal for larger exchanges.
- Currency Exchange Offices (Casas de Cambio): These offices, located in areas like Bávaro, typically offer decent rates and lower fees. They’re a good choice if you’re exchanging a significant amount of money.
Tipping in Punta Cana
In Punta Cana, tipping is common, and both U.S. Dollars (USD) and Dominican Pesos are welcome. A little extra appreciation can turn good service into great service—think of it as adding a cherry on top of your piña colada!
Tipping Off the Resort
Outside the resort, tipping in pesos makes sense. Local guides and small business workers usually appreciate pesos more than dollars. Typical tipping amounts include:
- Restaurants: 10% of the bill if gratuity isn’t already added.
- Taxis and Drivers: Rounding up your fare or adding 10%-15% is appreciated.
- Tour Guides and Excursions: $5-10 USD or 250-500 DOP per person for full-day tours, especially if you receive excellent service.
For luggage assistance or beachside help, small bills in either currency are always appreciated!
Do Credit Cards Work?
Credit cards are widely accepted in Punta Cana’s hotels, restaurants, and larger shops. Visa and Mastercard are the most common, with American Express accepted at some locations. Carry cash for smaller businesses, markets, and beach vendors who may prefer cash to cards.
Credit Card Tips for Punta Cana
- Notify Your Bank: Inform your bank about your trip to avoid fraud alerts or declined transactions.
- Check Fees: Some cards come with international transaction fees, so ask your bank about this before traveling.
- Use Secure ATMs: Stick to ATMs at banks for added security, and avoid standalone ATMs in isolated areas.
Planning a Wedding or Photo Session? Here’s What You Need to Know About Payments
If you’re planning a wedding in Punta Cana or a private photo session, you’re in luck. Most wedding and photography vendors accept both USD and credit card payments. Punta Cana photographers, like us, prioritize convenience for international clients and clarify payment methods upfront. We’re also happy to answer questions about payment for our beachside photo sessions or wedding services. Just let us know how we can help make this an unforgettable experience!
Final Thoughts on Currency for Punta Cana
Understanding a few essentials about currency and payments in Punta Cana ensures smooth sailing. Bring both USD and pesos, keep small bills handy, and know when to tip in local currency to maximize your trip to Punta Cana.
If you’re here for a special occasion, like a wedding or family vacation, consider reaching out to capture those moments with a photo session. We love helping guests create beautiful memories in this paradise!
Enjoy your trip, and don’t hesitate to ask us any other questions—we’re here to help you make the most of Punta Cana!